MAJOR CHANGES IN THE BANKRUPTCY LAW

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As of December 1, 2009, the North Carolina Homestead Exemption for real estate which serves as your residence was increased from $18,500 to $35,000 ($70,000 for a married couple). As a result, many people will be able file Chapter 7 without risking the loss of their home, and Chapter 13 payments may be significantly lower.

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